Guides on IRS and state tax liens against your business: payroll tax debt, lien release vs withdrawal, revenue officers, payment plans, protecting accounts.
Partial Payment Installment Agreements for Business Tax Debt — A partial payment installment agreement lets a business pay the IRS a monthly amount it can afford although the payments will not clear the balance before the collection deadline. It requires a financial statement, periodic reviews, and usually a filed lien.
When Tax Liens Stack on Top of MCA and UCC Filings — When an IRS tax lien lands on a business already carrying MCA UCC filings, lien priority shifts, funding dries up, and fighting one creditor at a time backfires. Here is what to untangle first.
Final Notice of Intent to Levy: How to Respond in Time — Received an LT11 or Letter 1058? You have 30 days to stop an IRS levy. Decode CP504 vs LT11, file the CDP appeal correctly, and get a collection hold in place before your accounts are hit.
Costly Tax Lien Mistakes Business Owners Keep Making — The tax lien errors that sink businesses: ignored IRS notices, MCAs to pay the tax bill, resolution scams, missed deposits, and the smarter move for each one.
State Tax Liens vs IRS Liens: Key Differences for Owners — State tax agencies move faster than the IRS and can pull the licenses your business needs to operate. Compare how each lien works — and which fire to fight first when you owe both.
Texas State Tax Liens: How the Comptroller Collects — How a Texas Comptroller tax lien works: sales tax vs franchise tax debt, personal liability for unremitted sales tax, payment agreements, and the path to a lien release and a protected permit.
Is an Offer in Compromise Realistic for Your Business? — A candid framework for deciding whether your business can realistically settle tax debt through an IRS offer in compromise - the actual math, the payroll-tax hurdles, and faster alternatives.
Trust Fund Recovery Penalty: When 941 Debt Gets Personal — The IRS can collect unpaid payroll taxes from owners, officers, and even bookkeepers personally. How the Trust Fund Recovery Penalty works, who is at risk, and what to do next.
IRS Payment Plans for Businesses That Owe Back Taxes — How an operating business gets an IRS payment plan for back taxes — installment agreement types, the Trust Fund Express route, Form 433-B, and how to keep the plan alive.
An IRS Revenue Officer Contacted Your Business: Now What — A revenue officer assignment means the IRS moved your case from letters to a named human with levy power. How to handle first contact, Form 9297 deadlines, and negotiation.
Behind on Payroll Taxes: What Happens and How to Catch Up — Falling behind on payroll taxes puts you on the IRS's fastest, harshest collection track — including personal liability. Here is what actually happens and the realistic sequence for catching up.
Tax Lien Release vs Withdrawal vs Subordination Explained — Release, withdrawal, subordination, discharge — four ways a federal tax lien stops blocking your business. What each removes, who qualifies, and which fits your situation.
IRS Filed a Tax Lien on Your Business: First 30 Days — The IRS filed a Notice of Federal Tax Lien on your business. Here is the first-30-days checklist: verify the balance, preserve your hearing rights before the 30-day deadline, and protect cash flow.
Can the IRS Freeze or Levy Your Business Bank Account? — The IRS can levy a business bank account — but the bank must hold frozen funds for 21 days before sending them. What hit you, and the realistic paths to a release before payroll bounces.
How a Tax Lien Affects Business Credit and Funding — Tax liens vanished from personal credit reports in 2018 — but business lenders still see them. Where a lien surfaces, which funding doors stay open, and how subordination reopens refinancing.